A person’s credit score is a reflection of their history with the payment-based economy. That includes credit cards, store accounts, utility payments, car payments and more. Credit scores are determined by several credit rating agencies, each with their own scoring system, but all using more or less the same formula.
It is a popular belief that a poor credit score excludes a person from obtaining a mortgage, but that is not always the case. Poor credit score mortgages in Orpington are possible, although obtaining one depends in large part on the company you work with.
Poor Credit Score Mortgages in Orpington
With more than 25 years of experience, the team at Mortgage & Lifetime Solutions are experts at securing mortgages for people with good, fair and poor credit scores. We understand what lenders are looking for, and work with our customers to put them in the best position to succeed with their applications.
The process may take more time than it would for someone with ideal credit, simply because you may need to perform some remedial work to bolster your standing with lenders. But with our help, you stand an excellent chance of securing the financing you need to realise the dream of homeownership.