Mortgage & Lifetime Solutions’ team of trusted lifetime mortgage advisors in Orpington provide valuable, friendly and impartial mortgage advice.
Robert White, our director, has over 25 years of experience as a lifetime mortgage advisor. He makes sure our firm is regularly updated on the latest developments in the mortgage industry.
Equity Release and Lifetime Mortgage
Equity release and lifetime mortgage not only provides security but financial freedom during your retirement years. If you are over 55 years old, an equity release turns the equity that has built up in your property into tax-free cash, all without selling your property or downsizing in an inopportune market. You will not be required to pay monthly. You can repay the mortgage and interest when your property is sold following the deed-holder’s death or when they permanently move into residential care.
We also specialise in drawdown life mortgage. It works in the same way as standard lifetime mortgages but with added flexibility. Drawdowns allow you to withdraw money whenever you need it instead of taking out one lump sum. You can even choose to receive regular payments.