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What are Fixed-Rate Mortgages?
A fixed-rate mortgage is a type of mortgage with an interest rate that stays the same for the entire duration of the loan. This means that the monthly payments also stay the same throughout the repayment period.
Speaking of repayment period, a fixed-rate mortgage can run anywhere between 1 – 15 years. However, in most cases, borrowers are given two to five years to repay the loan.
